Connect. Expand. Prosper.
Direct Debit and card subscription billing in one platform. Collect from your customers in minutes — on your website, Shopify, or anywhere.
Here's exactly what happens from your customer signing up to money landing in your account.
They enter bank details on your branded signup page. Takes under 2 minutes. No paperwork.
The collection is processed automatically on your scheduled billing date.
Funds leave your customer's bank. They receive advance notice automatically.
The full collected amount lands in your bank. Fees invoiced separately each month.
Take card payments alongside Direct Debit — or go card-only. Full back office, signup pages, dunning, bookings, and integrations from one platform.
Create branded signup forms that collect customer details and redirect to secure card payment. Same page builder as DD — just without bank details.
Appointments, classes, deposits, staff calendars, recurring series, and a public booking page — all built in. Customers book and pay in one flow.
Send one-off or recurring payment links. Create branded invoices with a Pay Now button. Collect deposits, tips, and ad-hoc payments.
Smart dunning emails your customer at 4 hours, 2 days, and 4 days after a failure — with a link to update their card and pay instantly.
Sell event tickets, run group collections with progress bars, and generate branded QR codes for contactless payments and donations.
Native Zapier app with 6 triggers. GoHighLevel CRM sync. Outbound webhooks for everything else. Plus Xero & QuickBooks integration — see below.
Your invoice email gets a Pay Now button. Customers pay by card on a branded page. Payments reconcile automatically back to your accounting platform — no spreadsheets, no manual matching.
Connect once. Every invoice sent from Xero includes a Pay Now button. Customer pays by card. Payment + bank deposit are written back to Xero automatically.
Same flow as Xero, native QuickBooks integration. Pay Now button on every invoice, automatic reconciliation, paid status synced back instantly.
Toggle on per platform. When a customer pays a Pay Now invoice, the payment record posts straight to Xero/QuickBooks against your nominated bank account. No manual entry.
If auto-reconcile is off, you get a one-click email to confirm reconciliation per payment. Full control either way.
Included in the Invoicing & Quotes add-on — £5/mo. Both platforms supported. Get started →
No hidden fees. No setup costs. The full collected amount always lands in your bank first.
Take card payments alongside Direct Debit or go card-only. Start with the base portal and add what you need. Processing fees (2% + 20p) billed directly by Cashflows.
From nurseries and gyms to accountants and Shopify stores — if you collect recurring payments, we're built for you.
Your branded signup page is ready as soon as you're approved. Share a link, embed on Shopify, start collecting. No developers needed.
Collect via Direct Debit, card subscription, or both. One portal, one dashboard, one login.
Get notified instantly when a payment fails. Card payments are auto-retried. Keep your cash flow on track.
See every mandate, collection, card subscription, and failure in your portal. Cancel, pause, or charge any customer in one click.
Embed card subscriptions on Shopify, WooCommerce, Wix, or any website. Orders sync automatically to your store.
DD processing via London & Zurich, FCA-regulated. Card payments via Cashflows. Every customer protected.
Businesses switching to Direct Debit typically save thousands every year. See what it means for yours.
Time savings use the UK/IOM median hourly wage of £16.50 (ONS 2024). Revenue figures use BACS-published DD failure rates vs typical invoice non-payment rates. Ripple fees are calculated using the cheapest plan for your inputs (Lite: 2%+20p/txn; Growth: £30/mo+1.6%+20p; Scale: £60/mo+1.2%+20p). All figures are illustrative — actual results will vary.
Apply in minutes. No setup fee. Up and running within one working day.
Start collecting today →Questions? [email protected]