FCA-compliant · Powered by BACS Direct Debit

Direct Debit simplified.

Set up recurring payments for your customers in minutes. No paperwork, no delays, no hassle — just reliable collections every time.

Get Started See how it works
✦ Instant Bank Validation
✦ Automated Collections
✦ Failure Alerts
✦ Branded Signup Pages
✦ Client Portals
✦ Mandate Management
✦ BACS Compliant
✦ SendGrid Emails
✦ Instant Bank Validation
✦ Automated Collections
✦ Failure Alerts
✦ Branded Signup Pages
✦ Client Portals
✦ Mandate Management
✦ BACS Compliant
✦ SendGrid Emails
Features

Everything you need
to collect payments.

Built for businesses that want reliable, automated Direct Debit without the enterprise price tag.

Instant Bank Validation
Sort codes and account numbers are verified in real time via the BACS database before any mandate is set up. No bad debts from wrong details.
Branded Signup Pages
Your customers sign up on a page that looks like yours — your logo, your colours, your message. White-labelled from top to bottom.
Automated Collections
Set collection dates and amounts once. Ripple Pay handles everything — submissions, confirmations, and failure notifications automatically.
Mandate-Only Mode
Perfect for accountants, property managers, and legal firms. Collect variable amounts against an open mandate — no fixed schedules needed.
Revenue Dashboard
Monthly MRR, collection history, failed payment tracking, and full billing breakdowns — all in one place for you and your clients.
Automated Emails
Welcome emails, pre-collection notices, and failed payment alerts — all sent automatically via SendGrid with your client's branding.
How it works

Up and running
in four steps.

01
We onboard you
We set up your client account, configure your branding, and connect your L&Z BACS credentials. Usually done same day.
02
Share your signup link
Send customers to your branded signup page. They enter their details, bank validates in real time, and the mandate is set up instantly.
03
Collections run automatically
On your collection dates, Ripple Pay submits everything to BACS. You get notified of successes and failures. No manual work required.
04
Track everything
Log in to your client portal anytime to see active mandates, collection history, failed payments, and your monthly billing breakdown.
Pricing

Simple, transparent
pricing.

No setup fees. No hidden charges. Transaction fees capped at £5 per collection.

Lite
£0
per month
  • 1 collection date per month
  • 2% + 20p per transaction
  • Fee capped at £5
  • Branded signup page
  • Client portal access
  • Email notifications
Get Started
Growth
£30
per month
  • 2 collection dates per month
  • 1.6% + 20p per transaction
  • Fee capped at £5
  • Everything in Lite
  • Mandate-only mode
  • Priority support
Get Started
Scale
£60
per month
  • Unlimited collection dates
  • 1.2% + 20p per transaction
  • Fee capped at £5
  • Everything in Growth
  • Custom amounts
  • Dedicated account manager
Get Started
Access

Your portals.

Direct links for clients and administrators.

Ready to simplify
your collections?

Get set up today. No long contracts, no setup fees.

Talk to us